diannarodgers@sbcglobal.net :
My son is finishing his first 2 years of college and would love to attend Columbia University College of Education in NY – however, we can barely afford to send him the the university he is attending currently. IS it even possible for him to get enough financial aid/scholarships to go to Columbia? I don’t want him to graduate with alot of debt and then be a teacher on a teachers salary cannot pay back student loans on that salary. How do I break his heart because we are middle class people who believe there is no way he can attend this university. We ar ein the middle class bracket earn too much for grants but cannot afford to pay for Columbia University. Any advice for me as a parent?
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You should get in touch with the Columbia College of Education financial aid office, only they can answer your question. Every school has a different financial aid policy concerning institutional aid…in other words, your financial situation might not qualify for aid at his current school, but it might at Columbia. (This might particularly be true if he’s currently at a CC or public school….private institutions, particularly the Ivy’s, tend to offer more scholarship or institutional loan money.) Yes, you might not qualify at Columbia either, but there’s no way to know until you talk to their financial aid officers…but I wouldn’t tell your son you can’t afford it until you actually know if it’s true.
So many other colleges in NYC area, I don’t think it wise in an economy like this altho he will be a teacher (a little more likely to get a job after college) to leave college with an outstanding loan.
Borrow money from family members, but only if you have a good relationship with them and they are financially comfortable lending out a large amount of money.